The 4-1-1 on Affordability

1st Choice Credit Union is a HUD approved intermediary Home Counseling Agency committed to increasing homeownership, creating affordable housing opportunities for low-income individuals/families; particularly among minorities.

In 2022 the Atlanta Land Trust has made great strides towards building a solid foundation for creating permanently affordable housing in support of inclusive, equitable communities. The 2022 State of the Organization highlights our accomplishments over the past year and the Atlanta Land Trust’s vision for the future.

Creating and preserving affordable housing through robust public/private collaboration.

Homeownership Assistance Program: this program offers homebuyer education and down payment assistance.

ANDP is a nonprofit organization that develops, finances, and advocates for affordable housing at scale that promotes racial equity and healthy communities where families thrive.

CPACS’s Housing Counseling Department provides housing counseling, education, information and referrals to stabilize neighborhoods, communities and families and prevent homelessness. We also provide educational classes for homebuyers and foreclosure prevention clients.

The IZ Fact Sheet provides developers with information about Inclusionary Zoning ordinances aimed at improve housing opportunities for working individuals and families.

Clearpoint helps people with a variety of housing goals and needs. For some clients, keeping their home and avoiding foreclosure is a challenge, but Clearpoint’s foreclosure prevention counseling helps identify programs that help people keep their homes. First-time home buyers can benefit from Clearpoint’s pre-purchase counseling and Essentials for Buying your First Home program.

From all day Home Buyer workshops to preparatory Financial Workshops, to brief Home Buying Info sessions and Down Payment Assistance info sessions – we’ve got you covered.

Homebuyer Readiness and Homeownership Education.

Dreamers now officially qualify for FHA-backed loans, so if you’re a DACA recipient, here’s what you need to know before buying your first home.

This document is an overview for lenders.

This document contains information concerning mortgage loans secured by a leasehold estate on property owned by a community land trust. View Chapter 5202 for Credit Assessment for Manually Underwritten Mortgages.

Georgia Dream Program: this program offers affordable mortgages for eligible home buyers.

Grounded Solutions Network supports strong communities from the ground up. We work nationally, connecting local experts with the networks, knowledge, and support they need. We help promote housing solutions that will stay affordable for generations.

HomeFree-USA is a leading HUD-approved homeownership development, foreclosure intervention and financial coaching organization. We improve the financial position and enrich the lives of everyday people through homeownership and improved financial capability.

How do they work and why do they matter? This infographic highlights the mechanism behind the community land trust.

Homebuyer and down payment assistance programs.

A private, not-for-profit, fair housing organization whose primary purpose is to prevent housing discrimination in the metropolitan Atlanta area and throughout the state of Georgia. If you suspect housing discrimination contact us.

NID Housing is a HUD-Approved Intermediary with branches across the United States, helping home buyers across the nation to become mortgage ready for over 30 years.

Operation HOPE is committed to helping people in underserved neighborhoods become homeowners and community stakeholders. Our financial wellbeing coaches support clients on the journey to homeownership, helping them get the funding they need to own a home without resorting to sub-prime loans.

This study examines the rates of delinquencies and foreclosure filings in mortgages that were held by households who owned homes in Community Land Trusts.

Emily Thaden, Ph.D., Research & Policy Development National CLT Network presentation on how homeowners in community land trusts experienced lower rates of foreclosure.

In this paper, the authors provide a regional snapshot of housing affordability and the availability of affordable rental housing units at several scales for the Atlanta Fed’s District.

RRC creates sustainable communities through knowledge sharing, community building, housing and economic opportunities with residents at the center of our efforts.

SUMMECH Community Development Corporation (SCDC), as a HUD-approved Comprehensive Housing Counseling Agency, assists families and individuals realize and attain their dream of homeownership. Homeowner Assistance programs, Rental and Housing assistance.

Read about the benefits of providing affordable housing in communities and how it makes neighborhoods stronger.

A home retention company. Providing pre-purchase, foreclosure assistance, post-purchase counseling and more.

The Urban League of Greater Atlanta’s Housing and Community Development Program is an approved counseling agency of the US Department of Housing and Urban Development (HUD). The program provides several types of housing counseling services to the general public.

To access the video from this presentation, please use the following passcode: tbW3&6v5

Report on why housing messages are backfiring and 10 things we can do about It.